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CDs and IRAs

Interest Bearing Deposit Accounts

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CDs - Certificates of Deposit

Convenient. Flexible. Safe. Smart. The Middlefield Banking Company's lineup of certificates are simply great investments. Terms vary from three months to five years. Invest as little as $500 to earn a high, fixed rate of interest. Interest may be credited to another Middlefield Bank account, paid by check, or compounded quarterly. Jumbo certificates, with a minimum balance of $100,000 are also available.

To see our current Deposit Rates... • Investment Calculator

IRAs - Individual Retirement Accounts

An IRA from The Middlefield Banking Company is a smart, safe way to build savings for your retirement. Plus, your IRA can offer you significant tax advantages today.*

  • IRA Savings
    A flexible, high earning savings account which allows regular automatic investments of any amount. This account is also ideal for intermittent deposits or as a temporary holding account for rollovers.
  • IRA Certificate of Deposit
    A CD exclusively for IRA investors who want safety and a guaranteed return from their portfolio.

To see our current Deposit Rates... • Investment Calculator

*As with all tax related issues, be sure to consult with an accountant or other qualified advisor regarding eligibility and tax implications.