Not all mortgages are alike. The Middlefield Bank Company offers a variety of programs with different rates and terms, so you can choose the mortgage plan that best suits your financial situation.
Conventional Fixed-Rate Programs
30-, 25-,20-,15- and 10-year terms available.
Adjustable Rate Mortgages (ARMs)
1/1, 3/1, 5/1, 7/1, 3/3 and 5/5 adjustable rate mortgages available.
"Special" Loan Programs
- No income verification (NIV) and stated income
- 40-Year Amortization
- Interest Only
Mixed use and non-conforming loans
Both fixed-rate and ARMs available. Locks may be available through construction period.