Mortgage Rates

Mortgage Center

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Not all mortgages are alike. The Middlefield Banking Company offers a variety of programs with different rates and terms, so you can choose the mortgage plan that best suits your financial situation. Following are a few of our most popular Mortgage Rates.

If you don't see what you are looking for, please contact us or call us at 888.801.1666. We will do our best to find a mortgage product that suits your personal needs.

Rates reflect 0.125% off the Conventional Loan Rate (other than Biweekly) with Automatic Funds Transfer from a The Middlefield Banking Company checking account.

* Annual Percentage Rate (APR) assumes a 20% down payment on a loan of $100,000 for term indicated.

** All ARM loans have a 2% annual and 6% life time cap.

*** All examples are based on a loan amount of $100,000 with 360 monthly payments and a 20% down payment.

  • Pricing is based on loans for owner occupied properties.
  • The rate on Adjustable Rate Mortgage (ARM) products is subject to increase after consummation of the loan.
  • Additional programs and pricing tiers are available. Please contact us for specific terms.
  • Biweekly repayment schedule available on adjustable rate mortgages.