The Middlefield Banking Company

The Middlefield Banking Company


Mortgage Center

Mortgage Rates

Not all mortgages are alike. The Middlefield Banking Company offers a variety of programs with different rates and terms, so you can choose the mortgage plan that best suits your financial situation. Following are a few of our most popular Mortgage Rates.

If you don't see what you are looking for, please contact us or call us at 888/801-1666. We will do our best to find a mortgage product that suits your personal needs.

Rates reflect 0.125% off the Conventional Loan Rate (other than Biweekly) with Automatic Funds Transfer from a The Middlefield Banking Company checking account.

* Annual Percentage Rate (APR) assumes a 20% down payment on a loan of $100,000 for term indicated.

** All ARM loans have a 2% annual and 6% life time cap.

*** All examples are based on a loan amount of $100,000 with 360 monthly payments and a 20% down payment.

  • Pricing is based on loans for owner occupied properties.
  • The rate on Adjustable Rate Mortgage (ARM) products is subject to increase after consummation of the loan.
  • Additional programs and pricing tiers are available. Please contact us for specific terms.
  • Biweekly repayment schedule available on adjustable rate mortgages.
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