The Middlefield Banking Company

The Middlefield Banking Company

 

Mortgage Center

Mortgage Calculators

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Monthly Payment Calculator
Estimate monthly mortgage payments for any size loan with this handy calculator. Change interest rates, length of loan, even add prepayments if you desire. This calculator also allows you to view or print an amortization schedule of the results. This calculator will also provide information for a monthly mortgage paid bi-weekly.
Affordability Calculator
How much house can you afford? Find out quickly by running this calculator, which determines the maximum loan you can expect to qualify for, based upon your income and expenses.
Refinance Calculator
Use this calculator to decide whether or not this is a good time to refinance your loan.
Make an Extra Payment Calculator
Many mortgages allow you to prepay your principal. Run your numbers through this calculator to find out how quickly prepayments can reduce your principal. A few extra dollars a month can substantially reduce the total length of your mortgage term.
Improve or Move Calculator
Use this calculator to compare the cost of improving your existing home with the cost of buying a new home. For more information on improving vs moving, look at this article – "Four Questions to Help Determine 'Improving vs Moving'."
Rent vs Buy Calculator
If you are currently renting, use this calculator as a tool to see if now is a good time for you to purchase a home.
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