Online Bill Pay provides two services in one. The bill payment service lets you receive and pay bills online. The only payments you cannot make through your bill payment service are court-ordered payments, state and federal tax payments, and international payments. You use payment accounts that you specify - accounts you already have with the financial institutions you trust.
The bill payment features let you:
- Pay anyone, anytime, anywhere in the United States, from your mortgage lender to your newspaper carrier.
- Set up repeating payments, such as a car payment or rent.
- Schedule single payments up to one year in advance.
Please note you must be an active online banking account holder to enroll for Online Bill Pay!
How It Works.
There are two basic steps involved in using the bill payments service:
When you first begin using the service, set up your payee list by adding the payees to whom you want to make payments. Some payees can also send electronic bills (e-bills). You only need to add each account you have with a payee one time. All of your payees are also listed on the Make Payments - Multiple Payments page, where you can quickly schedule payments.
When you make a payment, you specify the date that you want us to begin processing your payment. You should schedule the payment date at least four business days before the due date shown on your bill. This is similar to you mailing a check for a payment several days before the due date on your bill to ensure that the payee receives your payment and credits your account before the due date.
After a payment is scheduled, it appears as Scheduled on the Payment Activity - Bill Payments page. After we begin to process your payment, the status changes to Processed. The payee receives your payment and credits your account.