| Saving can be the key to your financial future. The Middlefield Banking Company helps build your dreams. Our savings programs can lead to wealth as well as fee-free checking in qualifying accounts. |
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Savings Programs
| Passbook and Statement Account |
| The safe, convenient way to save. Your choice of a statement or a passbook for record keeping. |
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$10 opening balance requirement |
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Interest compounded quarterly |
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$2 monthly fee waived when $100 balance is maintained |
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| Super Saver Account |
| A premium saving plan that offers high yield and a user-friendly statement. |
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$6 monthly fee, waived when $3000 account balance is maintained |
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Interest rate increases as savings balance increases |
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Interest compounded quarterly |
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| Certificates of Deposit |
| Convenient. Flexible. Safe. Smart. The Middlefield Banking Company’s lineup of certificates is investment for any pocketbook.. |
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Terms from three months to five years |
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Very competitive interest rates |
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Minimum investments as low as $500 |
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Interest options include monthly check, monthly transfer, or compounding |
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Jumbo Certificates ($100,000+) also available |
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All certificates, including Individual Retirement Accounts carry penalties for early withdrawal.
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*As with all tax related issues, be sure to consult with an accountant or other qualified advisor regarding eligibility and tax implications. |
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| Individual Retirement Account |
An IRA from The Middlefield Banking Company is a smart, safe way to build savings for your retirement. Plus, your IRA can offer you significant tax advantages today! *
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Our Traditional, Roth and Educational IRA plans help you realize tax savings today, while you build a comfortable retirement for tomorrow. |
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We'll be happy to help you customize an IRA program to fit your goals, and your lifestyle. |
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IRA Savings Accounts |
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This flexible, high earning account allows regular, automatic investments of any amount This account is ideal for intermittent deposits or as a temporary holding account for rollovers. |
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IRA Certificate of Deposit |
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A CD exclusively for IRA investors who want safety and a guaranteed return from their portfolio. |
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| Christmas Club Accounts |
| Next year’s holiday season will be sneaking up on you before you know it. Be ready with a Christmas Club Account from The Middlefield Banking Company. Just decide how much you’d like to have available for holiday spending. Then make regular deposits to your Christmas Club Account, and we’ll mail you a check – including interest – when next year’s shopping season arrives. |
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An easy way to fund your next holiday season. |
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We’ll mail your check in plenty of time for shopping |
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Put aside a little or a lot – the choice is yours. |
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