| |
Balance to Avoid Fee |
Monthly Fee |
Interest Compound |
Interest Paid |
Investment Period |
Penalty for Early Withdrawal* |
Special Account Features |
| Passbook & Statement Account |
$100 |
$2.00 |
Quarterly |
Calendar
Quarter |
No Restrictions |
No |
Waived for minor and senior accounts |
| Super Saver Account |
$3,000 |
$6.00 |
Quarterly |
Calendar
Quarter |
No Restrictions |
No |
Tiered Rate Structure |
| Christmas Club Account |
$0 |
$0 |
None |
At Maturity |
Funds paid at the end of October |
Yes |
– |
| Certificate of Deposit |
$500 |
$0 |
Quarterly |
Monthly or Quarterly |
3 to 60 months |
Yes |
Interest can be paid by check, transfer to another account, or compounded |
| IRA Savings Accounts |
$100 |
$0 |
Daily |
Calendar
Quarter |
No specified term |
No* |
*Subject to IRS rules and regulations. Ability to add to deposits. Tiered Rate Structure |
| IRA Certificate of Deposit |
$250 |
$0 |
Daily |
Quarterly |
12 to 60 months |
Yes |
Subject to IRS rules and regulations. |
